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  1. Hi
    I know this is not the point of your story… But I can’t help but wonder how you could jump in a cab and get your phone (I presume) from best buy with no cash and wallet ( no ID I presume) and no credit card?
    Maybe it’s a helpful tip to share?

    Thank you and Zhou has indeed blessed and provided!

  2. Lloyd Francis

    My wife and I use our Costco American Express for all purchases or paying bills. We do this because there is no annual fees, we get cash back and we pay it off each month in full. Therefore we earn money for using it. We even use for our tithes and giving. We only use our debit card to withdraw or deposit cash or checks to our checking account.

  3. Trish Crossley


    Thank you for sharing your insightful perspective in this encouraging post. Your stewardship ministry is a blessing to so many. I’m with you heart and soul!

    With Joy,
    Trish Crossley

  4. Howdy! I could have sworn I’ve visited this web site before but after looking at many of the posts I realized it’s new to me. Anyways, I’m definitely delighted I found it and I’ll be book-marking it and checking back regularly!

  5. Rick Henderson

    In 2010, after several years of handling my family’s finances, I decided that’s my way wasn’t working and I needed a better way to get our finances in order. I was not satisfied with our way of life and God used that dissatisfaction to transform how I looked at money. My wife and I started budgeting and began what is referred to as “the debt snowball”. I had a $5,000.00 student loan that I had been paying on for 10 years and still owed about $3,800.00. It was ridulous. Within 17 months we were debt free except our mortgage and a fully funded Emergancy Fund . Not only did we get our finances in order and in turn we were able to give more. My wife and I were determined not to get caught up in accumulating more stuff. We had been faithful in giving tithes and offerings for many years. However, we saw that we could and should do more. We decided to take the admonition to meet the needs of ‘a brother in need’ to heart. God brought many opportunities across our path. Whether it was for a famly’s medical need, plane tickets for a family to attend a funeral, or funeral expenses for a co-worker. God has done a wonderful work of helping us grow in the “grace of giving”. We are excited to be an active part in “God’s economy”.
    I believe, that as a believer, our obedience to God’s word opens up opportunities for God to bless us and in turn bless others. I now am able to teach others what I learned on our financial journey with others and help them with getting their finances in order.

  6. Rick Henderson

    My information was compromised in the Anthem Blue Cross data breach. This year my wife’s identy was used to file a fraudulent tax refund. I purchased ID Theft Protection several years ago. However, Identy Theft involving the IRS is totally different and is not covered because only the taxpayer can communicate with the IRS. Fortunately, we found out about the ID Theft before we filed our 2014 taxes and a friend who works at the Treasury Department told us what we needed to do.
    It’s not a matter of “if” but “when” your identity will be stolen.

    • Good $ense

      Rick, thanks for sharing your story! You’re absolutely right that it’s a matter of “when”, not “if”. Your story is a great example of why we need to keep on top of our statements, credit report, etc. Identity theft protection is a great place to start, but it’s not a replacement for our diligence.