We all spend, sometimes more wisely than others. Many of us overspend, influenced by marketing and materialism. Others underspend, worried about having enough savings. The Prudent Spender finds a balance by focusing on awareness, intentionality, and contentment.
It’s been said that we can spend a dollar any way we want, but we can only spend it once. What happens when there aren’t enough dollars? Podcast host James Lenhoff leads us through a process of identifying and making trade-offs in our spending plan to help us make the most of each dollar.
Most of us live with little or no financial margin. Some are in crisis, others one or two paychecks away from disaster. Key goals in these situations are stability and clarity. Learn how to move toward these goals and make progress toward financial freedom.
As we near the end of the first quarter, this is a good time to evaluate whether we’re on track with the financial goals we set for the year. If not, there’s still plenty of time to adjust!
Money is hard – but not because of the math. It’s hard because of what’s behind it – our motivations, insecurities, envy, and discontentment. Podcast host James Lenhoff explains these issues and helps us put money in its rightful place in our lives.
Why did we buy that thing? What were we thinking? Buyer’s remorse – we don’t like it, but we can put it to good use if we’re willing to do the work to understand the reasons behind our spending patterns.
We love the holidays…but they can come with a high price tag. The credit card bills in January can be a real financial headache. Deal effectively with the headache this year, and prevent it in years to come!
Do you underspend? It sounds like a virtue, spending less than we plan. But consistent underspending can reveal a tendency to depend on money for security and can hinder generosity. Discover if this may be an issue for you; and if it is, learn how to adjust.
Faithful stewardship is a direction, not a destination. There are mileposts along the way, but the journey is about the habits we’re cultivating and the practices we’re putting in place. Learn how to plan your stewardship journey.
It’s OK to spend. God gave us resources to use for His glory and our enjoyment. But He will also call us to account for how we’ve used those resources. Will we be able to answer?
How much to spend? Where to spend it? There’s a more important question – Is my spending making me more or less free? Discover ways to evaluate your spending against this key question.
Over time, most of us experience raises and irregular extra income. Planning for these increases in income can be a key to pursuing financial freedom and growing in Christian stewardship.
